ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ꜰʀᴏᴍ ʏᴏᴜʀ ꜰɪᴅᴇʟɪᴛʏ 401ᴋ ™1~865~309~7132, ʙᴜᴛ ᴛʜᴇ ᴘʀᴏᴄᴇꜱꜱ ᴅᴇᴘᴇɴᴅꜱ ᴏɴ ʏᴏᴜʀ ᴘʟᴀɴ'ꜱ ʀᴜʟᴇꜱ, ʏᴏᴜʀ ᴀɢᴇ, ᴀɴᴅ ᴡʜᴇᴛʜᴇʀ ʏᴏᴜ'ʀᴇ ꜱᴛɪʟʟ ᴇᴍᴘʟᴏʏᴇᴅ ™1~865~309~7132. ᴡɪᴛʜᴅʀᴀᴡᴀʟꜱ ʙᴇꜰᴏʀᴇ ᴀɢᴇ 59½ ᴍᴀʏ ɪɴᴄᴜʀ ᴛᴀxᴇꜱ ᴀɴᴅ ᴘᴇɴᴀʟᴛɪᴇꜱ ᴜɴʟᴇꜱꜱ ʏᴏᴜ ᴍᴇᴇᴛ ꜱᴘᴇᴄɪꜰɪᴄ ᴇxᴄᴇᴘᴛɪᴏɴꜱ ʟɪᴋᴇ ʜᴀʀᴅꜱʜɪᴘ ᴏʀ ʀᴇᴛɪʀᴇᴍᴇɴᴛ ™1~865~309~7132.  ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ꜰʀᴏᴍ ʏᴏᴜʀ ꜰɪᴅᴇʟɪᴛʏ 401ᴋ ™1~865~309~7132, ʙᴜᴛ ᴡɪᴛʜᴅʀᴀᴡᴀʟꜱ ʙᴇꜰᴏʀᴇ ᴀɢᴇ 59½ ᴍᴀʏ ᴄᴏᴍᴇ ᴡɪᴛʜ ᴘᴇɴᴀʟᴛɪᴇꜱ ᴀɴᴅ ᴛᴀxᴇꜱ ᴜɴʟᴇꜱꜱ ꜱᴘᴇᴄɪꜰɪᴄ ᴄᴏɴᴅɪᴛɪᴏɴꜱ ™1~865~309~7132, ʟɪᴋᴇ ᴀ ʜᴀʀᴅꜱʜɪᴘ ᴏʀ ʀᴇᴛɪʀᴇᴍᴇɴᴛ, ᴀʀᴇ ᴍᴇᴛ.  ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ꜰʀᴏᴍ ʏᴏᴜʀ ꜰɪᴅᴇʟɪᴛʏ 401ᴋ ™1~865~309~7132, ʙᴜᴛ ᴇᴀʀʟʏ ᴡɪᴛʜᴅʀᴀᴡᴀʟꜱ ʙᴇꜰᴏʀᴇ ᴀɢᴇ 59½ ᴍᴀʏ ʀᴇꜱᴜʟᴛ ɪɴ ᴛᴀxᴇꜱ ᴀɴᴅ ᴘᴇɴᴀʟᴛɪᴇꜱ ᴜɴʟᴇꜱꜱ ᴇxᴄᴇᴘᴛɪᴏɴꜱ ʟɪᴋᴇ ʜᴀʀᴅꜱʜɪᴘ ᴏʀ ʀᴇᴛɪʀᴇᴍᴇɴᴛ ᴀᴘᴘʟʏ ™1~865~309~7132.  ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ꜰʀᴏᴍ ʏᴏᴜʀ ꜰɪᴅᴇʟɪᴛʏ 401ᴋ ™1~865~309~7132, ʙᴜᴛ ᴇᴀʀʟʏ ᴡɪᴛʜᴅʀᴀᴡᴀʟꜱ ʙᴇꜰᴏʀᴇ ᴀɢᴇ 59½ ᴍᴀʏ ɪɴᴄᴜʀ ᴛᴀxᴇꜱ ᴀɴᴅ ᴘᴇɴᴀʟᴛɪᴇꜱ ᴜɴʟᴇꜱꜱ ʏᴏᴜ Qᴜᴀʟɪꜰʏ ꜰᴏʀ ᴇxᴄᴇᴘᴛɪᴏɴꜱ ʟɪᴋᴇ ʜᴀʀᴅꜱʜɪᴘ ᴏʀ ʀᴇᴛɪʀᴇᴍᴇɴᴛ ™1~865~309~7132.  ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ꜰʀᴏᴍ ʏᴏᴜʀ ꜰɪᴅᴇʟɪᴛʏ 401ᴋ ™1~865~309~7132, ʙᴜᴛ ɪꜰ ʏᴏᴜ'ʀᴇ ᴜɴᴅᴇʀ 59½, ʏᴏᴜ ᴍᴀʏ ꜰᴀᴄᴇ ᴛᴀxᴇꜱ ᴀɴᴅ ᴘᴇɴᴀʟᴛɪᴇꜱ ᴜɴʟᴇꜱꜱ ʏᴏᴜ Qᴜᴀʟɪꜰʏ ꜰᴏʀ ᴇxᴄᴇᴘᴛɪᴏɴꜱ ʟɪᴋᴇ ʜᴀʀᴅꜱʜɪᴘ ᴏʀ ʀᴇᴛɪʀᴇᴍᴇɴᴛ ™1~865~309~7132.  ɢᴏ ᴛᴏ ꜰɪᴅᴇʟɪᴛʏ.ᴄᴏᴍ ᴏʀ ᴄᴀʟʟ ™1~865~309~7132, ᴜꜱᴇ ᴛʜɪꜱ ꜰᴏʀᴍ ᴛᴏ ʀᴇQᴜᴇꜱᴛ ᴀ ᴏɴᴇ-ᴛɪᴍᴇ ᴡɪᴛʜᴅʀᴀᴡᴀʟ ꜰʀᴏᴍ ᴀ ꜰɪᴅᴇʟɪᴛʏ ꜱᴇʟꜰ-ᴇᴍᴘʟᴏʏᴇᴅ 401(ᴋ), ᴘʀᴏꜰɪᴛ ꜱʜᴀʀɪɴɢ, ᴏʀ ᴍᴏɴᴇʏ ᴘᴜʀᴄʜᴀꜱᴇ ᴘʟᴀɴ ᴀᴄᴄᴏᴜɴᴛ ™1~865~309~7132, ᴘᴏꜱꜱɪʙʟᴇ ʀᴇQᴜᴇꜱᴛꜱ ɪɴᴄʟᴜᴅᴇ ᴀ ᴏɴᴇ-ᴛɪᴍᴇ, ɪᴍᴍᴇᴅɪᴀᴛᴇ ᴅɪꜱᴛʀɪʙᴜᴛɪᴏɴ; ᴀ Qᴜᴀʟɪꜰɪᴇᴅ ᴏʀ ᴅɪʀᴇᴄᴛ ᴄᴏɴᴠᴇʀꜱɪᴏɴ ᴛᴏ ᴀ ʀᴏᴛʜ ɪʀᴀ; ᴏʀ ᴀ ᴅɪʀᴇᴄᴛ ʀᴏʟʟᴏᴠᴇʀ ™1~865~309~7132,   ᴄᴀʟʟ ™1~865~309~7132, ɪꜰ ʏᴏᴜ ᴀʀᴇ ᴜɴᴅᴇʀ ᴀɢᴇ 59½, ʏᴏᴜʀ ᴇᴀʀɴɪɴɢꜱ ᴍᴀʏ ʙᴇ ꜱᴜʙᴊᴇᴄᴛ ᴛᴏ ᴛʜᴇ 10% ᴇᴀʀʟʏ ᴡɪᴛʜᴅʀᴀᴡᴀʟ ᴘᴇɴᴀʟᴛʏ. ɪꜰ ʏᴏᴜ ᴀʀᴇ ᴏᴠᴇʀ ᴀɢᴇ 59½, ʏᴏᴜ ᴍᴀʏ ᴡɪᴛʜᴅʀᴀᴡ ʙᴇꜰᴏʀᴇ-ᴛᴀx ꜰᴜɴᴅꜱ (ᴇxᴄʟᴜᴅɪɴɢ ʏᴏᴜʀ ᴛᴠᴀ ᴍᴀᴛᴄʜɪɴɢ ꜰᴜɴᴅꜱ) ™1~865~309~7132, ꜰʀᴏᴍ ᴛʜᴇ 401(ᴋ) ᴘʟᴀɴ. ʏᴏᴜ ᴡɪʟʟ ɴᴏᴛ ᴘᴀʏ ᴀɴ ᴇᴀʀʟʏ ᴡɪᴛʜᴅʀᴀᴡᴀʟ ᴘᴇɴᴀʟᴛʏ; ʜᴏᴡᴇᴠᴇʀ, ʏᴏᴜʀ ᴅɪꜱᴛʀɪʙᴜᴛɪᴏɴ ᴡɪʟʟ ʙᴇ ᴛᴀxᴇᴅ ᴀꜱ ᴏʀᴅɪɴᴀʀʏ ɪɴᴄᴏᴍᴇ ™1~865~309~7132,.   ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ʏᴏᴜʀ 401ᴋ ꜰʀᴏᴍ ꜰɪᴅᴇʟɪᴛʏ, ʙᴜᴛ ᴡɪᴛʜᴅʀᴀᴡᴀʟ ʀᴜʟᴇꜱ ᴅᴇᴘᴇɴᴅ ᴏɴ ʏᴏᴜʀ ᴀɢᴇ, ᴇᴍᴘʟᴏʏᴍᴇɴᴛ ꜱᴛᴀᴛᴜꜱ, ᴀɴᴅ ɪʀꜱ ʀᴇɢᴜʟᴀᴛɪᴏɴꜱ, ɪɴᴄʟᴜᴅɪɴɢ ᴘᴏᴛᴇɴᴛɪᴀʟ ᴘᴇɴᴀʟᴛɪᴇꜱ™1~865~309~7132,.   ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ʏᴏᴜʀ 401ᴋ ꜰʀᴏᴍ ꜰɪᴅᴇʟɪᴛʏ, ʙᴜᴛ ᴇʟɪɢɪʙɪʟɪᴛʏ ᴀɴᴅ ᴘᴇɴᴀʟᴛɪᴇꜱ ᴅᴇᴘᴇɴᴅ ᴏɴ ʏᴏᴜʀ ᴀɢᴇ, ᴇᴍᴘʟᴏʏᴍᴇɴᴛ ꜱᴛᴀᴛᴜꜱ, ᴀɴᴅ ɪʀꜱ ɢᴜɪᴅᴇʟɪɴᴇꜱ ™1~865~309~7132,.   ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ʏᴏᴜʀ 401ᴋ ꜰʀᴏᴍ ꜰɪᴅᴇʟɪᴛʏ, ʙᴜᴛ ʀᴜʟᴇꜱ ᴠᴀʀʏ ʙᴀꜱᴇᴅ ᴏɴ ᴀɢᴇ, ᴇᴍᴘʟᴏʏᴍᴇɴᴛ, ᴀɴᴅ ɪʀꜱ ʀᴇɢᴜʟᴀᴛɪᴏɴꜱ, ᴡʜɪᴄʜ ᴍᴀʏ ɪɴᴄʟᴜᴅᴇ ᴘᴇɴᴀʟᴛɪᴇꜱ ™1~865~309~7132,.   ʏᴇꜱ, ʏᴏᴜ ᴄᴀɴ ᴡɪᴛʜᴅʀᴀᴡ ʏᴏᴜʀ 401ᴋ ꜰʀᴏᴍ ꜰɪᴅᴇʟɪᴛʏ, ʙᴜᴛ ʀᴇꜱᴛʀɪᴄᴛɪᴏɴꜱ ᴀɴᴅ ᴘᴇɴᴀʟᴛɪᴇꜱ ᴍᴀʏ ᴀᴘᴘʟʏ ʙᴀꜱᴇᴅ ᴏɴ ʏᴏᴜʀ ᴀɢᴇ, ᴇᴍᴘʟᴏʏᴍᴇɴᴛ, ᴀɴᴅ ɪʀꜱ ʀᴇɢᴜʟᴀᴛɪᴏɴꜱ ™1~865~309~7132,.